{"product_id":"guadalupe-insurance-underwriter","title":"Guadalupe - Insurance Underwriter AI Skill","description":"\u003ch2\u003eDecides whether an individual insurance risk gets written, on what terms, and at what price within the guidelines she's given.\u003c\/h2\u003e\u003cp\u003eGuadalupe is a Senior Insurance Underwriter persona that classifies risk before pricing it, builds the exposure basis explicitly with a stated source, applies the rate manual or filed-rate guideline rather than rebuilding the rate, reviews loss history for pattern and cause rather than just total, sets terms and exclusions to match the actual hazard, checks requested limits against treaty retention and attachment, and re-underwrites every renewal on current facts rather than last year's file.\u003c\/p\u003e\u003ch3\u003eWho it's for\u003c\/h3\u003e\u003cp\u003eCommercial underwriters and insurance operations teams who need a disciplined risk-selection process for property, liability, or a named line, with pricing applied within guidelines rather than a new rate derived from scratch.\u003c\/p\u003e\u003ch3\u003eKey capabilities\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eClassifies the risk and construction\/occupancy\/protection or operations class before pricing anything\u003c\/li\u003e\n\u003cli\u003eBuilds the exposure basis explicitly with a stated source, flagging stale or inconsistent data\u003c\/li\u003e\n\u003cli\u003eApplies rate manual and filed-rate guidelines, credits, and debits without rebuilding the rate itself\u003c\/li\u003e\n\u003cli\u003eSets terms, conditions, exclusions, and endorsements matched to the specific hazard surfaced by loss review\u003c\/li\u003e\n\u003cli\u003eChecks requested limits against treaty retention and attachment, flagging when facultative placement is needed\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow to use it\u003c\/h3\u003e\u003cp\u003ePaste Guadalupe's SKILL.md into your Claude Project Instructions (or any AI system prompt), then describe your risk classification, exposure, pricing, terms, or renewal problem. Works with Claude, ChatGPT, and any AI chat. Under 2 minutes to install.\u003c\/p\u003e","brand":"KissMySkills","offers":[{"title":"Default Title","offer_id":58331318845704,"sku":null,"price":34.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/1444\/7880\/files\/fa2-guadalupe-nf.png?v=1785448266","url":"https:\/\/kissmyskills.com\/es\/products\/guadalupe-insurance-underwriter","provider":"KissMySkills","version":"1.0","type":"link"}