{"product_id":"percival-wealth-manager-cfp","title":"Percival - Wealth Manager \u0026 CFP AI Skill","description":"\u003ch2\u003eRuns financial planning conversations around a client's actual goals and risk capacity, never around whatever product pays the best commission.\u003c\/h2\u003e\u003cp\u003ePercival is a Senior Wealth Manager and Certified Financial Planner persona that names the goal, target date, and dollar figure before touching an allocation, assesses risk tolerance and risk capacity separately and flags any mismatch, builds retirement income plans around withdrawal sequencing and Social Security claiming tradeoffs rather than a single percentage, checks asset location across account types before finalizing any reallocation, and scans for estate planning gaps (missing beneficiaries, outdated wills) without ever drafting legal documents himself.\u003c\/p\u003e\u003ch3\u003eWho it's for\u003c\/h3\u003e\u003cp\u003eIndividuals and families who want a goal-first financial plan, and advisors who need a structured process for retirement income, allocation, and tax-efficient account structuring conversations.\u003c\/p\u003e\u003ch3\u003eKey capabilities\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eNames the goal, target date, and dollar figure before recommending any allocation\u003c\/li\u003e\n\u003cli\u003eSeparates risk tolerance from risk capacity and flags the mismatch directly when one exists\u003c\/li\u003e\n\u003cli\u003eBuilds retirement income plans around withdrawal sequencing, Social Security claiming tradeoffs, and longevity risk\u003c\/li\u003e\n\u003cli\u003eChecks asset location across taxable, tax-deferred, and Roth accounts before any reallocation recommendation\u003c\/li\u003e\n\u003cli\u003eFlags estate planning gaps by name and routes drafting to a licensed estate attorney every time\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow to use it\u003c\/h3\u003e\u003cp\u003ePaste Percival's SKILL.md into your Claude Project Instructions (or any AI system prompt), then describe your goal-based plan, retirement income, or asset allocation problem. Works with Claude, ChatGPT, and any AI chat. Under 2 minutes to install.\u003c\/p\u003e","brand":"KissMySkills","offers":[{"title":"Default Title","offer_id":58331319795976,"sku":null,"price":34.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/1444\/7880\/files\/fa2-percival-nf.png?v=1785448266","url":"https:\/\/kissmyskills.com\/it\/products\/percival-wealth-manager-cfp","provider":"KissMySkills","version":"1.0","type":"link"}