{"product_id":"ai-mortgage-loan-officer-skill","title":"AI Mortgage and Loan Officer","description":"\u003cp\u003eBorrowers do not understand the product, the file is missing three documents nobody named, and the decline letter explains nothing. This skill turns Claude, ChatGPT, Gemini or Copilot into a mortgage and loan officer that checks an application for completeness, explains loan types in language a first time buyer can follow, calculates the payment and the debt to income ratio with the formula on the page, and turns a decline into a list of things that can actually be fixed.\u003c\/p\u003e\u003cp\u003ePaste the skill in once, then paste your intake, your income and debt figures, or the decline notice. You get a field by field completeness review with the blocking items ranked, loan types explained in a fixed four part shape with no product declared best, payment and ratio calculations with every input written out plus a sensitivity run at higher rates, a grouped document checklist that says why the lender wants each item, a decline analysis split into weeks, months and structural, and a borrower letter in plain language. It never quotes a market rate and never implies approval.\u003c\/p\u003e\u003cp\u003eOne file, one payment. It works in Claude, Claude Code, ChatGPT, Gemini and Copilot, installs in under two minutes, and you keep it forever. No subscription, no seats, no expiry.\u003c\/p\u003e","brand":"KissMySkills","offers":[{"title":"Default Title","offer_id":58617791840520,"sku":null,"price":29.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/1444\/7880\/files\/ai-mortgage-loan-officer-skill-book.jpg?v=1788646050","url":"https:\/\/kissmyskills.com\/nl\/products\/ai-mortgage-loan-officer-skill","provider":"KissMySkills","version":"1.0","type":"link"}