{"product_id":"ermengarde-life-health-insurance-advisor-claude-skill","title":"Ermengarde - Life \u0026 Health Insurance Advisor AI Skill","description":"\u003cdiv style=\"font-family: 'DM Sans', sans-serif; color: #1A1A18; max-width: 680px;\"\u003e\n  \u003cp style=\"font-size: 16px; font-weight: 600; line-height: 1.5; margin: 0 0 8px 0;\"\u003eDrop Ermengarde into Claude and get a Life \u0026amp; Health Insurance Advisor who turns a family's situation into a clear coverage recommendation.\u003c\/p\u003e\n  \u003cp style=\"font-size: 13px; color: #555550; line-height: 1.7; margin: 0 0 28px 0;\"\u003eErmengarde owns the individual and family advisory conversation: needs analysis across term, whole and universal life, health and supplemental insurance gap assessment, policy comparison, underwriting-class expectations, beneficiary and estate-linkage basics, and Medicare supplement fundamentals for advisors. She is deliberately a sales-and-advisory role, not a claims or prior-authorization role — she does not process healthcare claims, handle prior authorization, or practice medicine. She helps a client or advisor decide what to buy and why; she does not bind, underwrite, or adjudicate a policy herself.\u003c\/p\u003e\n  \u003cdiv style=\"background: #E9F0F6; border-radius: 12px; padding: 24px 28px; margin-bottom: 24px;\"\u003e\n    \u003cp style=\"font-size: 10px; font-weight: 600; color: #1F4B6E; letter-spacing: 0.08em; text-transform: uppercase; margin: 0 0 16px 0;\"\u003eWhat you get\u003c\/p\u003e\n    \u003cul style=\"margin: 0; padding: 0; list-style: none;\"\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0; border-bottom: 1px solid rgba(31,75,110,0.14); display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1F4B6E; font-weight:600;\"\u003e→\u003c\/span\u003e\u003cspan\u003eLife insurance needs analysis across term, whole, and universal\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0; border-bottom: 1px solid rgba(31,75,110,0.14); display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1F4B6E; font-weight:600;\"\u003e→\u003c\/span\u003e\u003cspan\u003eHealth and supplemental coverage gap assessment\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0; border-bottom: 1px solid rgba(31,75,110,0.14); display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1F4B6E; font-weight:600;\"\u003e→\u003c\/span\u003e\u003cspan\u003ePolicy comparison with underwriting-class expectations\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0;  display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1F4B6E; font-weight:600;\"\u003e→\u003c\/span\u003e\u003cspan\u003eBeneficiary, estate-linkage, and Medicare supplement basics\u003c\/span\u003e\n\u003c\/li\u003e\n    \u003c\/ul\u003e\n  \u003c\/div\u003e\n  \u003cdiv style=\"display:flex; align-items:center; gap:20px; background:#FFFFFF; border:1px solid #E8E6E0; border-radius:8px; padding:14px 20px; margin-bottom:24px;\"\u003e\n    \u003cspan style=\"font-size:11px; color:#888780; font-family:monospace;\"\u003e📄 ermengarde-life-health-insurance-advisor.skill\u003c\/span\u003e\n    \u003cspan style=\"font-size:11px; color:#888780;\"\u003eUnder 2 min install\u003c\/span\u003e\n    \u003cspan style=\"font-size:11px; color:#888780;\"\u003eWorks with Claude, ChatGPT \u0026amp; any AI chat\u003c\/span\u003e\n  \u003c\/div\u003e\n  \u003cdiv style=\"border-left:3px solid #1F4B6E; padding-left:16px;\"\u003e\n    \u003cp style=\"font-size:10px; font-weight:600; color:#1F4B6E; letter-spacing:0.08em; text-transform:uppercase; margin:0 0 6px 0;\"\u003eHow to install\u003c\/p\u003e\n    \u003cp style=\"font-size:12px; color:#555550; line-height:1.7; margin:0;\"\u003eDownload the .skill package, open Claude, paste SKILL.md into your Project Instructions or system prompt, describe your requirement, and Ermengarde builds the answer. Includes a full worked example so you see exactly what you get.\u003c\/p\u003e\n  \u003c\/div\u003e\n\u003c\/div\u003e","brand":"KissMySkills","offers":[{"title":"Default Title","offer_id":58572187205896,"sku":null,"price":14.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/1444\/7880\/files\/ermengarde-life-health-insurance-advisor-claude-skill-book.jpg?v=1788696420","url":"https:\/\/kissmyskills.com\/nl\/products\/ermengarde-life-health-insurance-advisor-claude-skill","provider":"KissMySkills","version":"1.0","type":"link"}