{"product_id":"excel-budget-template","title":"Excel Budget Template - Monthly and 12-Month Personal Budget","description":"\u003cp\u003eA ready-to-use Excel budget template for your personal money: plan a typical month once, log what you actually earn and spend, and the workbook shows plan vs actual for every month of the year. Seven sheets cover setup, a 12-month plan with 28 categories, 1000 transaction rows with dropdown categories, automatic actuals, a monthly view with overspend flags, and a year summary with savings rate, running balance and 3 charts. Every total is a formula, no macros.\u003c\/p\u003e\u003cp\u003eBuilt for people who want a working Microsoft Excel budget template today, not a blank sheet. Unlike our Budget Template and AI Budget Planner, which are prompt files for AI chats with no spreadsheet, this product ships a real .xlsx workbook plus an AI prompt file. The prompts help Claude or ChatGPT turn a bank export into transactions, rename categories for a student, family or freelancer, and write new formulas.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eKnow every month what you planned, what you spent and what is left, category by category.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWorks with:\u003c\/strong\u003e Microsoft Excel 2016 or later (Windows and Mac), Excel for the web, Google Sheets, Apple Numbers and LibreOffice Calc, plus Claude, ChatGPT, Gemini and Copilot for the AI prompt file.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFree tool:\u003c\/strong\u003e \u003ca href=\"\/ru\/pages\/excel-budget-template\"\u003eExcel Budget Template Maker\u003c\/a\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eIs this a real Excel file?\u003c\/strong\u003e Yes - a 7-sheet .xlsx workbook with formulas, dropdowns, conditional formatting and 3 charts, plus an AI prompt .txt file.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDoes it work in Google Sheets?\u003c\/strong\u003e Yes - it uses no macros, so it opens in Google Sheets, Excel for the web, Numbers and LibreOffice; charts may look slightly different.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCan I change the categories?\u003c\/strong\u003e Yes - rename any of the 28 categories or use the 4 spare rows; the dropdowns and totals follow the 12-Month Plan sheet.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDo I need AI to use it?\u003c\/strong\u003e No - the workbook works on its own; the AI prompts are optional helpers for setup, formulas and monthly reviews.\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"KissMySkills","offers":[{"title":"Default Title","offer_id":59028774093064,"sku":null,"price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/1444\/7880\/files\/excel-budget-template-1.png?v=1791447699","url":"https:\/\/kissmyskills.com\/ru\/products\/excel-budget-template","provider":"KissMySkills","version":"1.0","type":"link"}