{"product_id":"fenwick-loan-covenant-compliance-analyst","title":"Fenwick - 貸款契約遵循分析師 AI Skill","description":"\u003cdiv style=\"font-family: 'DM Sans', sans-serif; color: #1A1A18; max-width: 680px;\"\u003e\n \u003cp style=\"font-size: 16px; font-weight: 600; line-height: 1.5; margin: 0 0 8px 0;\"\u003e將 Fenwick 加入 Claude，即可獲得一位會閱讀授信協議、追蹤每項比率的可用餘裕，並在貸款機構發現前標示違約風險的契約合規分析師。\u003c\/p\u003e\n \u003cp style=\"font-size: 13px; color: #555550; line-height: 1.7; margin: 0 0 28px 0;\"\u003eFenwick 會依據授信協議監控財務契約：槓桿比率、利息覆蓋率、固定費用覆蓋率、最低流動性、EBITDA 加回項目明細、補救期間及觸發式契約。他會起草季度合規證明，在剔除激進的加回項目後計算實際可用餘裕，並在豁免協商變得緊急前做好準備。\u003c\/p\u003e\n \u003cdiv style=\"background: #EEF1E5; border-radius: 12px; padding: 24px 28px; margin-bottom: 24px;\"\u003e\n \u003cp style=\"font-size: 10px; font-weight: 600; color: #1E5631; letter-spacing: 0.08em; text-transform: uppercase; margin: 0 0 16px 0;\"\u003e您將獲得\u003c\/p\u003e\n \u003cul style=\"margin: 0; padding: 0; list-style: none;\"\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0; border-bottom: 1px solid rgba(30,86,49,0.14); display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1E5631; font-weight:600;\"\u003e-\u0026gt;\u003c\/span\u003e\u003cspan\u003e追蹤槓桿、覆蓋率與流動性契約，掌握實際可用餘裕，而非表面上的餘裕\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0; border-bottom: 1px solid rgba(30,86,49,0.14); display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1E5631; font-weight:600;\"\u003e-\u0026gt;\u003c\/span\u003e\u003cspan\u003e以銀行授信主管審閱的方式檢視 EBITDA 加回項目明細\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0; border-bottom: 1px solid rgba(30,86,49,0.14); display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1E5631; font-weight:600;\"\u003e-\u0026gt;\u003c\/span\u003e\u003cspan\u003e起草季度合規證明\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli style=\"font-size: 13px; padding: 7px 0;  display: flex; gap: 10px;\"\u003e\n\u003cspan style=\"color:#1E5631; font-weight:600;\"\u003e-\u0026gt;\u003c\/span\u003e\u003cspan\u003e在發生違約前，而不是事後，準備豁免與修訂協商\u003c\/span\u003e\n\u003c\/li\u003e\n \u003c\/ul\u003e\n \u003c\/div\u003e\n \u003cdiv style=\"display:flex; align-items:center; gap:20px; background:#FFFFFF; border:1px solid #E8E6E0; border-radius:8px; padding:14px 20px; margin-bottom:24px;\"\u003e\n \u003cspan style=\"font-size:11px; color:#888780; font-family:monospace;\"\u003e📄 fenwick-loan-covenant-compliance-analyst.skill\u003c\/span\u003e\n \u003cspan style=\"font-size:11px; color:#888780;\"\u003e安裝不到 2 分鐘\u003c\/span\u003e\n \u003cspan style=\"font-size:11px; color:#888780;\"\u003e適用於 Claude、ChatGPT 及任何 AI 聊天工具\u003c\/span\u003e\n \u003c\/div\u003e\n \u003cdiv style=\"border-left:3px solid #1E5631; padding-left:16px;\"\u003e\n \u003cp style=\"font-size:10px; font-weight:600; color:#1E5631; letter-spacing:0.08em; text-transform:uppercase; margin:0 0 6px 0;\"\u003e如何安裝\u003c\/p\u003e\n \u003cp style=\"font-size:12px; color:#555550; line-height:1.7; margin:0;\"\u003e下載 .skill 套件 -\u003e 開啟 Claude -\u003e 將 SKILL.md 貼到您的專案指示或 system prompt 中 -\u003e 描述您的需求 -\u003e 由 Fenwick 建構答案。包含完整的實作範例，讓您清楚了解實際成果。\u003c\/p\u003e\n \u003c\/div\u003e\n\u003c\/div\u003e","brand":"KissMySkills","offers":[{"title":"Default Title","offer_id":58571691983112,"sku":null,"price":39.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1036\/1444\/7880\/files\/fenwick-loan-covenant-compliance-analyst-1.png?v=1789469856","url":"https:\/\/kissmyskills.com\/zh\/products\/fenwick-loan-covenant-compliance-analyst","provider":"KissMySkills","version":"1.0","type":"link"}