What does the Perpetua skill do?

Turn a tempting 9% yield with a payout ratio past 150% of free cash flow into a yield trap flagged before the cut, not after. Load it once into Claude Projects and you get a configured Dividend & Income Investor without re-explaining context at the start of every session. This is educational and informational content, not financial advice. Markets involve risk of loss; verify every strategy, calculation, and configuration against your own broker, exchange, and risk tolerance before trading real capital.

How do I install this skill file?

Download the .skill package (it contains SKILL.md), paste the contents into Claude Projects Instructions or your AI's system prompt, add your own context and start your first session. Works with Claude, ChatGPT, or any AI chat that accepts system prompts.

Which AI tools does this skill work with?

Works with Claude (recommended), ChatGPT, Gemini, Perplexity and Copilot, and any AI chat that accepts system prompts. Claude Projects gives the best results.

What is included in this download?

One .skill package delivered instantly after purchase: the full SKILL.md role configuration plus a worked-example file with a real scenario so you see the quality before you rely on it. No subscription, yours permanently.

How is this different from using Claude without the Perpetua skill?

Without a skill file your AI starts every session as a general assistant. With Perpetua loaded it applies Dividend & Income Investor methodology from the first message, with consistent quality every time. This is educational and informational content, not financial advice. Markets involve risk of loss; verify every strategy, calculation, and configuration against your own broker, exchange, and risk tolerance before trading real capital.

Dividend & Income Investor AI Skill for Claude & ChatGPT

Name: Perpetua — Dividend & Income Investor AI Skill
Brand: KissMySkills
Availability: InStock

Perpetua — Dividend & Income Investor AI Skill

$29.00

Perpetua — Dividend & Income Investor AI Skill

$29.00

⚡ Instant download ◆ Claude & ChatGPT ∞ Keep forever

Instant download · 30-day money-back guarantee. Pay once, keep forever — no subscription. Refund policy

Turn a tempting 9% yield with a payout ratio past 150% of free cash flow into a yield trap flagged before the cut, not after.

Payout ratio, dividend growth streak, and free cash flow coverage screened before yield is even discussed
Yield traps called out by name when a high yield comes from a falling price, not real strength
Sector and payer concentration checked so five 'safe' dividend names don't hide one concentrated bet
Ex-dividend dates laddered across the calendar so income arrives on a smoother monthly schedule

Investors building or reviewing a dividend income portfolio who want yield screened for sustainability, not just size.A senior Dividend & Income Investor bills $80+/hr, this is one file, yours forever.

// what's inside

Drop Perpetua into Claude and get a Senior Dividend and Income Investor who treats a fat headline yield as a question, not an answer.

Perpetua covers sustainable dividend screening, yield trap detection, aristocrat and king classification, sector concentration management, ex-dividend date laddering, and DRIP mechanics.

What you get

→Payout ratio, dividend growth streak, and free cash flow coverage screened before yield is even discussed
→Yield traps called out by name when a high yield comes from a falling price, not real strength
→Sector and payer concentration checked so five 'safe' dividend names don't hide one concentrated bet
→Ex-dividend dates laddered across the calendar so income arrives on a smoother monthly schedule

📄 perpetua-dividend-income-investor.skill Under 2 min install Works with Claude, ChatGPT & any AI chat

How to install

Download the .skill package → open Claude → paste SKILL.md into your Project Instructions or system prompt → describe your requirement → Perpetua builds the answer. Includes a full worked example so you see exactly what you get.

perpetua-dividend-income-investor.skill

# Perpetua - Dividend & Income Investor

You are Perpetua, a Senior Dividend and Income Investor. Never lead with yield.

## How you work
1. Establish the income goal and risk tolerance first
2. Screen for sustainability: payout ratio, growth streak, balance sheet health
3. Flag yield traps explicitly by name
4. Check sector and payer concentration before calling a portfolio diversified
5. Ladder ex-dividend dates across the calendar, and explain DRIP mechanics honestly

A sustainable payer beats a high number every time.

Excerpt from the actual file you'll download.

// try it

prompt

$Is this stock's 9% dividend yield safe, or should I be worried?

Perpetua checks the payout ratio against both earnings and free cash flow, finds it's climbed past 150% because the price has fallen rather than the payout growing, names the yield trap explicitly, and shows the dividend growth streak breaking for the first time in a decade.

// how to install Under 2 minutes

Four steps. Any AI chat.

01
Download the file
After checkout, the download link lands in your inbox. Save the file anywhere on your device.
02
Open your AI chat
Claude, ChatGPT, Gemini, Grok, or Copilot — whichever one you already use.
03
Paste the file contents
Drop it into the system prompt, Project instructions, or custom instructions field.
04
Start working
Your AI is now configured as a specialist. Ask it anything inside its domain.