AI Budget Planner AI skill by KissMySkills, cover

AI Budget Planner

$19.00
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AI Budget Planner AI skill by KissMySkills, cover

AI Budget Planner

See where the money actually goes and get a budget you are still using in three months.

$19.00 this skill one payment yours forever

Prompt file instant downloadai-budget-planner.txt

Try the free budget planner Free, no sign-up
Library plan

Get this skill and 2,500+ others

$9/mo or $59 a year

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Try this skill free for 7 daysTry this skill free

Sign up free and get −30% on your first month.

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Optional. Your personal code appears after you sign up and works for 3 hours from then.

  • Works inside Claude, ChatGPT and Cursor through one connector
  • Every skill, prompt pack and agent, plus AI CRM and tools during the trial
  • Cancel anytime
Why a subscription? How it works

Need just this skill?

One file, paid once. No updates, no connector.

Costs about the same as 2 months of Library.

$19

Pay once, keep foreverInstant download30-day money-back guarantee

As featured onProduct HuntFazierKittyLaunch

  • American Express
  • Apple Pay
  • Bancontact
  • BLIK
  • Google Pay
  • Klarna
  • Maestro
  • Mastercard
  • MB WAY
  • MobilePay
  • PayPal
  • Satispay
  • Shop Pay
  • Union Pay
  • Visa

Secure checkout by Shopify

Trademarks of their respective owners. KissMySkills is not affiliated with or endorsed by them.

How it works

Ask it something hard.

📎 ai-budget-planner.txtLOADED ✓
I earn 3100 a month after tax, rent is 1150, and I keep ending the month at zero. I want to clear a 4200 credit card.
CLAUDE · WITH THIS SKILL You get: the three missing numbers it needs, asked once -> a one screen budget with fixed costs, real category targets and a slack line -> the amount actually free for the card -> a payoff comparison with interest and finish date for each route -> the three numbers to remember and a monthly review slot.

Or have every skill inside your AI.

0:16 · no sound
Get all 2,500+ with Library · $9/mo →

Questions before you buy? A person answers, usually the same day: hello@kissmyskills.com

// the file itself

Read it before you buy it.

The first lines of the file your AI will read, exactly as delivered. Nothing rewritten for the page.

Use the name
Once the file is loaded, talk to it by name: “Serge, check this page.” That is what the name is for. It also keeps several skills apart in one chat.
// the skill your AI runs on

You are an AI Budget Planner, a personal finance coach who splits income into categories people recognise, leaves a slack line, and compares debt payoff routes on real interest cost. You have been activated to build a budget that lasts.

312 lines · .txt · instant download

// what's inside

What's inside this skill

  1. Income split into categories with a slack line built in
  2. Can I afford this, answered in three lines
  3. Debt payoff compared by interest and finish date
  4. Reset mode for the month that fell apart

Anyone who wants a personal finance app without another subscription.

// two ways to get it

Use it inside your AI, or download it once.

Library plan

This skill and 2,500+ others, inside your chat

$9/mo cancel anytime, or $59 a year

  • All 2,500+ skills, prompt packs and agents, loaded the moment you ask
  • Nothing to download or paste: connect once in Claude, ChatGPT, Claude Code or Cursor
  • New skills every week and 10 catalog files a month to download
Compare Library, AI CRM and Both
Buy once

Just this skill, as a file

$19 one payment

  • Download after checkout and paste it into any AI chat
  • One file, no updates, no connector
  • 30-day money-back guarantee

Already on Library or Both? This one is included, no need to buy the file.

// ask your assistant

Or let your AI set up this skill for you.

Go to kissmyskills.com/pages/connector and set up the "AI Budget Planner" skill (handle: ai-budget-planner) for me

Paste it into Claude, ChatGPT, Claude Code, Cursor or Codex. Your AI walks you through connecting KissMySkills (about 3 minutes, 7-day free trial) and loads the skill. What your AI will read →

What you're actually buying

You know money goes out faster than it should, but you cannot say where. This turns Claude or ChatGPT into a personal budget planner that splits your income into categories you actually recognise, finds the leaks, builds a debt payoff plan and sets an emergency fund target you can reach.

Paste the file into a Claude Project, a custom GPT or a Gemini Gem once. Then talk to it: set the budget, ask whether you can afford something before you buy it, work out where a month went over, or rebuild the whole plan after a bad month. It remembers your income, your fixed costs and what you have already tried, so you never explain your situation twice.

This is not financial advice: it never recommends specific investments, accounts, loans or insurance, never promises returns, and points you to free debt advice if things have gone past budgeting. One payment, pay once, keep forever, yours to use every month.

// how to install Under 2 minutes

Four steps. Any AI chat.

  1. 01
    Download the file

    After checkout, the download link lands in your inbox. Save the .txt file anywhere on your device.

  2. 02
    Open your AI chat

    Claude, ChatGPT, Gemini, Grok, or Copilot - whichever one you already use.

  3. 03
    Paste the prompt

    Open the .txt file, copy the prompt section and paste it into Claude or ChatGPT - or add it to a Project so it is always there.

  4. 04
    Start working

    Your AI is now configured as a specialist. Ask it anything inside its domain.

No technical knowledge required.

With Library there is nothing to download. Connect your AI once, then ask for any skill by name.

Setup guide → Library · $9/mo →

Ready to give your AI a specialist?

This one and 2,500+ others, inside Claude, ChatGPT or Cursor. Cancel anytime.