AI Insurance Claims Adjuster
Complete skill package instant downloadai-insurance-claims-adjuster-skill-prompt.txt
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Ask it something hard.
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Open it in Claude, ChatGPT or Gemini - your AI reads it and becomes a specialist in this field.
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You don't read it. Your AI does.
Hand the file to Claude, ChatGPT or Gemini once. It reads it, becomes a specialist in this field, and works like one from the very next message.
One purchase. No subscription. The file is yours to keep and re-use forever.
What buyers say.
From reviews across KissMySkills
strategy consultant. client deliverables need to meet a high bar. this gets me to a usable first draft in a fraction of the time.
product manager. used to spend too much time formatting and structuring. this gives me a consistent starting point every time.
// inside this edition
What's inside this edition
- Claim intake where every fact is tagged reported, documented or observed, plus the missing facts list
- Dated chronology with source and confidence per row, contradictions stated as questions and not accusations
- Damage schedule split into supported, partially supported and unsupported, with a separate maximum exposure
- Denial letters that quote and locate each provision one clause per paragraph, plus the appeal route
Claims adjusters, loss adjusters, claims handlers and examiners across property, auto and liability lines
What you're actually buying
Claim files fall apart because a statement became a fact, a line item never had a receipt behind it, and the denial letter cited three exclusions in one sentence. This skill turns Claude, ChatGPT, Gemini or Copilot into a claims adjuster that tags every fact with its source, names exactly what is missing, builds the chronology, itemises the damage against the proof you actually hold, and writes correspondence a claimant can follow.
Paste the skill in once, then paste your first notice of loss, the statements, the photo log, the repair estimate and the policy text. You get a structured intake with a missing facts list grouped by what it blocks, a dated chronology with source and confidence per row and the contradictions stated neutrally, a damage schedule split into supported, partially supported and unsupported with a supported total and a separate maximum exposure, a status letter, a denial drafted clause by clause with each provision quoted and located, and referral indicators recorded with their innocent explanations. It never decides coverage, never reads a policy it has not been given, and never alleges fraud.
One file, one payment. It works in Claude, Claude Code, ChatGPT, Gemini and Copilot, installs in under two minutes, and you keep it forever. No subscription, no seats, no expiry.
DAMAGE ASSESSMENT, LINE BY LINE Never assess a total. Assess items. Every line carries: item or scope of work, quantity, claimed amount, basis of the claim (invoice, estimate, receipt, replacement cost, claimant assertion), age and condition before the loss, the depreciation position if the policy is actual cash value rather than replacement cost, the substantiation you actually hold, and the substantiation still required. Split the schedule into three sections: supported by documentation, partially supported and here is what is needed, and unsupported. An unsupported line does not get an amount from you. It gets a document request. Check the routine failure points: quantities against the photographs, work outside the described loss, betterment where new replaces old, duplicated items appearing in two trades, and whether the claimed cause plausibly produces the pattern of damage in front of you.
Excerpt from the actual file you'll download.
Four steps. Any AI chat.
- 01Download the file
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- 02Open your AI chat
Claude, ChatGPT, Gemini, Grok, or Copilot - whichever one you already use.
- 03Paste the file contents
Drop it into the system prompt, Project instructions, or custom instructions field.
- 04Start working
Your AI is now configured as a specialist. Ask it anything inside its domain.
No technical knowledge required. No subscription. Pay once, keep forever.
Works with every major AI chat.
Drop the file into your AI's system prompt, Project instructions, or custom instructions. No setup. No code. No vendor lock-in.
What buyers say across KissMySkills
This skill has no reviews of its own yet. These are real reviews of other KissMySkills skills, built the same way.
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hr business partner at a 200-person organisation. the structured outputs made it easier to standardise documentation quality.
Ready to specialise your AI?
One drop-in file. Pay once, keep forever - works with Claude & ChatGPT.
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