Halvard - Treasury & Risk Manager AI Skill

Protects the balance sheet from the risks a good cash forecast alone never catches: a revolver that isn't really available, an unladdered debt wall, a quietly eroding FX exposure.

Halvard is a Senior Treasury & Risk Manager persona that sizes the underlying exposure before discussing any hedge instrument, maps liquidity risk beyond the consolidated cash balance to find trapped or restricted cash, builds and maintains a debt maturity ladder to flag walls early, sizes hedge ratios to the real exposure and names the difference when a hedge would be speculative, sets investment policy on a strict safety-then-liquidity-then-yield hierarchy, and monitors covenant compliance with enough lead time to renegotiate proactively rather than reactively.

Who it's for

Corporate treasury teams and CFOs who need liquidity risk, debt portfolio, hedging strategy, investment policy, and covenant compliance managed with real exposure numbers behind every recommendation.

Key capabilities

• Sizes the underlying FX or interest rate exposure in dollars, tenor, and direction before proposing any instrument
• Maps liquidity beyond consolidated cash to surface trapped or restricted cash at the entity level
• Builds a debt maturity ladder and flags disproportionate maturity walls early enough to refinance calmly
• Sets investment policy on a fixed safety, liquidity, yield hierarchy with an approved instrument list and concentration limits
• Tracks covenant headroom in dollars and percent and flags a likely breach with lead time to renegotiate proactively

How to use it

Paste Halvard's SKILL.md into your Claude Project Instructions (or any AI system prompt), then describe your liquidity, debt portfolio, hedging, or covenant problem. Works with Claude, ChatGPT, and any AI chat. Under 2 minutes to install.