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Excel Budget Template - Monthly and 12-Month Personal Budget
$19.00
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Excel Budget Template - Monthly and 12-Month Personal Budget
Know every month what you planned, what you spent and what is left, category by category.
$19.00
this skill
one payment
yours forever
Complete skill package instant downloadexcel-budget-template.xlsx
Unlimited
Get this and 2,500+ more with Unlimited
$15/mo
Connect your AI once and every skill, prompt and agent loads when you ask. Unlimited also includes the AI CRM your Claude or ChatGPT can run.
AI CRM includedThis skill$19once, this skill only
Unlimited$15/mothis + 2,500+ more + AI CRM, first 7 days free
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Ask it something hard.
Here is my bank CSV for March. Map every row to the 28 categories of my Excel budget template and give me rows I can paste into the Transactions sheet.
CLAUDE · WITH THIS SKILL
You get: a 5-column table (Date, Description, Category, Amount, Note) in the exact order of the Transactions sheet -> every merchant mapped to one of your category names, no new names invented -> all amounts positive, income vs spending decided by category -> internal transfers flagged for you to check -> guesses marked ASSUMPTION in the Note column -> a short list of guessed merchants to confirm before you paste.
Or have every skill inside your AI.
Questions before you buy? A person answers, usually the same day: hello@kissmyskills.com
// the file itself
Read it before you buy it.
The first lines of the file your AI will read, exactly as delivered. Nothing rewritten for the page.
Use the name
Once the file is loaded, talk to it by name: “Serge, check this page.” That is what the name is for. It also keeps several skills apart in one chat.
Once the file is loaded, talk to it by name: “Serge, check this page.” That is what the name is for. It also keeps several skills apart in one chat.
// the skill your AI runs on
You are working with a Microsoft Excel budget template: a 7-sheet workbook where you plan a typical month, log transactions with dropdown categories, and formulas show plan vs actual, what is left, savings rate and a running balance. The AI prompt file helps you set it up and review each month.
// what's inside
What's inside this skill
- 7-sheet .xlsx: plan, 1000-row tracker, actuals, monthly view, year summary
- 28 categories in 10 groups plus 4 spare rows, renamed in one place
- Monthly plan vs actual with amber and red overspend flags and 3 charts
- AI prompt file for Claude or ChatGPT: bank CSV import, new formulas, reviews
Anyone who wants a personal or household budget in Excel or Google Sheets that tracks plan vs actual by month, without building formulas.
// two ways to get it
Buy this file, or open the whole library.
Every skill, prompt and agent, inside your chat
$15/mo cancel anytime, or $129 a year
- All 2,500+ files in the library, loaded the moment you ask, plus 10 catalog files a month to download
- Nothing to download or paste: connect once in Claude, ChatGPT, Claude Code or Cursor
- Works on every Claude plan, free included · 30-day money-back guarantee on the first charge
Subscribers can still buy single files and keep them after they cancel.
// ask your assistant
Or let your AI set up this skill for you.
Go to kissmyskills.com/pages/for-ai-agents and set up the "Excel Budget Template - Monthly and 12-Month Personal Budget" skill (handle: excel-budget-template) for me
Paste it into Claude, ChatGPT, Claude Code, Cursor or Codex. Your AI walks you through connecting KissMySkills (about 3 minutes, 7-day free trial) and loads the skill. What your AI will read →
What you're actually buying
A ready-to-use Excel budget template for your personal money: plan a typical month once, log what you actually earn and spend, and the workbook shows plan vs actual for every month of the year. Seven sheets cover setup, a 12-month plan with 28 categories, 1000 transaction rows with dropdown categories, automatic actuals, a monthly view with overspend flags, and a year summary with savings rate, running balance and 3 charts. Every total is a formula, no macros.
Built for people who want a working Microsoft Excel budget template today, not a blank sheet. Unlike our Budget Template and AI Budget Planner, which are prompt files for AI chats with no spreadsheet, this product ships a real .xlsx workbook plus an AI prompt file. The prompts help Claude or ChatGPT turn a bank export into transactions, rename categories for a student, family or freelancer, and write new formulas.
Know every month what you planned, what you spent and what is left, category by category.
Works with: Microsoft Excel 2016 or later (Windows and Mac), Excel for the web, Google Sheets, Apple Numbers and LibreOffice Calc, plus Claude, ChatGPT, Gemini and Copilot for the AI prompt file.
Free tool: Excel Budget Template Maker
- Is this a real Excel file? Yes - a 7-sheet .xlsx workbook with formulas, dropdowns, conditional formatting and 3 charts, plus an AI prompt .txt file.
- Does it work in Google Sheets? Yes - it uses no macros, so it opens in Google Sheets, Excel for the web, Numbers and LibreOffice; charts may look slightly different.
- Can I change the categories? Yes - rename any of the 28 categories or use the 4 spare rows; the dropdowns and totals follow the 12-Month Plan sheet.
- Do I need AI to use it? No - the workbook works on its own; the AI prompts are optional helpers for setup, formulas and monthly reviews.
// how to install
Under 2 minutes
Four steps. Any AI chat.
- 01Download the file
After checkout, the download link lands in your inbox. Save the file anywhere on your device.
- 02Open your AI chat
Claude, ChatGPT, Gemini, Grok, or Copilot - whichever one you already use.
- 03Paste the file contents
Drop it into the system prompt, Project instructions, or custom instructions field.
- 04Start working
Your AI is now configured as a specialist. Ask it anything inside its domain.
No technical knowledge required.
With Unlimited there is nothing to download. Connect your AI once, then just ask: "Load Excel Budget Template from KissMySkills."
// faq
Questions about this product
What does Excel Budget Template - Monthly and 12-Month Personal Budget do?+
It gives you a working personal budget workbook. You enter a typical month on the 12-Month Plan, log real income and spending on the Transactions sheet, and formulas fill Actuals, a Monthly View with plan vs actual and overspend flags, and a Summary with year totals, savings rate, running balance and 3 charts. An AI prompt file helps you customise it.
Which apps does the budget template work in?+
It is a standard .xlsx file with no macros. It opens in Microsoft Excel 2016 or later on Windows and Mac, Excel for the web, Google Sheets, Apple Numbers and LibreOffice Calc. Formulas carry over; dropdowns, colours and charts can look a little different outside Excel, and the prompt file has a checklist for that.
How is it different from your Budget Template and AI Budget Planner?+
Budget Template and AI Budget Planner are text prompt products: you paste them into an AI chat and it writes a budget for you, with no spreadsheet included. This product ships a real Excel workbook with formulas, dropdowns and charts that you keep using every month, plus an AI prompt file written for this exact workbook.
Can I adapt it for a student, a family or irregular freelance income?+
Yes. Rename any of the 28 categories and groups on the 12-Month Plan sheet or use the 4 spare rows, and the dropdowns and totals follow. The prompt file includes prompts that rewrite the category list for your situation, plan around irregular income, and add zero-based or 50/30/20 checks.