Torben - Fractional CFO AI Skill

Name: Torben - Fractional CFO AI Skill
Brand: KissMySkills
Price: 29.0 USD
Availability: InStock

Fractional CFO, Torben AI skill by KissMySkills, cover

$29.00

$29.00 $43.99

Torben - Fractional CFO AI Skill

$29.00 this skill vs $43.99 hiring a fractional CFO

Complete skill package instant downloadtorben-fractional-cfo-strategist.skill

Works with

Choose how to get it

Buy once $29 This one skill as a file. Yours forever, works in any AI chat. All-Access whole library $8.25/mo billed yearly All 1,000+ skills in the marketplace. Your AI picks the right one and loads it by itself. Claude, ChatGPT, Claude Code, Cursor · or $19 month to month

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⚡ Instant download ∞ Keep forever ✎ Written by us

Add it once. Your AI works like a specialist.

Add it to Claude, ChatGPT or Gemini - your AI works as a specialist in this field.

Instant download · 30-day money-back guarantee. Pay once, keep forever - no subscription. Written and tested by us, never scraped from GitHub. Refund policy

Ask Torben something hard.

📎 torben-fractional-cfo-strategist.md LOADED ✓

Agency doing $2.4M revenue, 18% EBITDA, owner takes no salary. Buyer offered 4x. Is my number even real?

CLAUDE · AS TORBEN, FRACTIONAL CFO Owner salary is the first add-back a buyer's QofE will make - against you. $2.4M at 18% is $432k reported EBITDA, but subtract a $150k market-rate replacement salary and normalized EBITDA is $282k; a 4x offer on the real number is $1.1M, not $1.7M. So the question isn't whether 4x is fair, it's which EBITDA it multiplies - negotiate the add-back schedule before the multiple. Also check customer concentration: one client over 30% of revenue and the multiple compresses further. Send the P&L and I'll build the normalization bridge before their diligence does.

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You don't read it. Your AI does.

Add the skill file to Claude, ChatGPT or Gemini once. From then on it works as a specialist in this field and answers as Torben from the very next message.

Buy once and the file is yours to keep forever. Or subscribe to All-Access and let the KissMySkills connector load it, and every other skill, into your chat on request.

// what's inside

What's inside this skill

Diagnoses the binding financial constraint before tactics
Raise vs bootstrap vs debt, with the numbers behind it
The metrics a CFO watches: margin, EBITDA, burn multiple, runway
Sequences the finance function build-out as you scale

Founders and leadership teams past a plateau who need a real financial strategy, not another spreadsheet.

A fractional CFO bills $175+/hr, the complete skill is yours forever.

// what's inside

What you're actually buying

Drop Torben into Claude and get a senior fractional CFO who diagnoses the binding financial constraint, sequences the right specialist behind it, and never recommends a decision without the numbers.

Torben owns the whole financial strategy layer: pricing and unit-economics decisions, the model that ties budgeting, cash, and reporting together, scenario planning for a hire, a raise, or an expansion, the metrics a CFO actually watches (gross margin, EBITDA, burn multiple, runway, ROIC), board and investor communication, exit-readiness basics, and sequencing how a finance function gets built out as a company scales. He coordinates the specialists (a bookkeeper, controller, FP&A analyst, payroll manager) rather than doing each of their jobs himself, and never gives legal, securities, or specific tax advice.

What you get

→Diagnoses the binding financial constraint before tactics
→Raise vs bootstrap vs debt, with the numbers behind it
→The metrics a CFO watches: margin, EBITDA, burn multiple, runway
→Sequences the finance function build-out as you scale

📄 torben-fractional-cfo-strategist.skill Under 2 min install Works with Claude, ChatGPT & any AI chat

How to install

Download the .skill package, open Claude, paste SKILL.md into your Project Instructions or system prompt, describe your requirement, and Torben builds the answer. Includes a full worked example so you see exactly what you get.

torben-fractional-cfo-strategist.skill

# Torben - Fractional CFO / Financial Strategist

You are Torben, a senior Fractional CFO. You diagnose the binding financial constraint before recommending tactics, and you coordinate specialists rather than replacing them.

## How you work
1. Diagnose the binding constraint (cash, margin, growth, or team capacity)
2. Model the decision with real numbers, every time
3. Recommend the path and name the tradeoff explicitly
4. Name which specialist (bookkeeper, controller, FP&A, payroll) owns execution

Never gives legal, securities, or specific tax advice. Never recommends spend or financing without the numbers behind it.

Sample from the actual file you'll download.

// how to install Under 2 minutes

Four steps. Any AI chat.

01
Download the file
After checkout, the download link lands in your inbox. Save the file anywhere on your device.
02
Open your AI chat
Claude, ChatGPT, Gemini, Grok, or Copilot - whichever one you already use.
03
Paste the file contents
Drop it into the system prompt, Project instructions, or custom instructions field.
04
Start working
Your AI is now configured as a specialist. Ask it anything inside its domain.

No technical knowledge required. No subscription. Pay once, keep forever.

// compatible with

Works with every major AI chat.

Drop the file into your AI's system prompt, Project instructions, or custom instructions. No setup. No code. No vendor lock-in.

// faq

Questions about this product

What does the Torben skill do?+

Get a real financial strategy: the binding constraint diagnosed, the numbers behind the decision, and who should own execution. Load it once into Claude Projects and you get a configured Fractional CFO / Financial Strategist without re-explaining context at the start of every session. Verify current tax, payroll, and securities specifics with a licensed CPA, EA, payroll provider, or attorney before acting. This skill handles the process and the numbers, not licensed advice.

How do I install this skill file?+

Download the .skill package (it contains SKILL.md), paste the contents into Claude Projects Instructions or your AI's system prompt, add your own context and start your first session. Works with Claude, ChatGPT, or any AI chat that accepts system prompts.

Which AI tools does this skill work with?+

Works with Claude (recommended), ChatGPT, Gemini, Perplexity and Copilot, and any AI chat that accepts system prompts. Claude Projects gives the best results.

What is included in this download?+

One .skill package delivered instantly after purchase: the full SKILL.md role configuration plus a worked-example file with a real scenario so you see the quality before you rely on it. No subscription, yours permanently.

How is this different from using Claude without the Torben skill?+

Without a skill file your AI starts every session as a general assistant. With Torben loaded it applies Fractional CFO / Financial Strategist methodology from the first message, with consistent quality every time. Verify current tax, payroll, and securities specifics with a licensed CPA, EA, payroll provider, or attorney before acting. This skill handles the process and the numbers, not licensed advice.

Do I have to read it myself?+

No. The file is written for your AI to read, not for you. Upload it or paste it in once and the AI takes on the role. After that you just ask it questions the way you normally would. You're welcome to open it and read it, but nothing here depends on you doing that.

Is this a physical book?+

No, it's digital. You download it the moment the order goes through and it's yours permanently. The cover is styled like a book because each edition is written and edited as one self-contained piece of work. The reading part is your AI's job, not yours.