Ermengarde - 人壽與健康保險顧問 AI Skill
$14.99
特價
$14.99
原價
跳至產品資訊
Start All-Access
Ermengarde - 人壽與健康保險顧問 AI Skill
$14.99
this skill
vs
$50-75/hr equivalent
hiring a Life & Health Insurance Advisor
Complete skill package instant downloadermengarde-life-health-insurance-advisor.skill
Choose how to get it
Start All-Access, from $8.25/mo$99 a year, or $19 a month. 14-day refund on the first charge.
// all-access
You do not download skills. Your AI fetches them.
The KissMySkills connector is a small server your AI chat talks to. Add it once to Claude, ChatGPT, Claude Code or Cursor. From then on, any of our 1,000+ skills is one sentence away.
- 01Add the connector. Settings, Connectors, paste one link. A minute.
- 02Sign in once. The email from your subscription. Nothing installs.
- 03Ask for a skill. "Load Ermengarde." It arrives in the conversation and your AI answers as that specialist.
$99/yr $8.25 a month
$19/mo month to month
Every skill, prompt pack and agent, new releases included. Single files can still be bought and kept. Cancel any time from your account. Compare plans
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⚡ 立即下載
∞ 永遠保留
✎ 由我們撰寫
Add it once. Your AI works like a specialist.
將其加入 Claude、ChatGPT 或 Gemini - 您的 AI 會在此領域中擔任專家。
立即下載 · 30 天退款保證。 一次付費，永久使用 - 無需訂閱。由我們撰寫並測試，絕非從 GitHub 抓取。 退款政策
Ask Ermengarde something hard.
Married couple, both 42, two kids, $180k household income, no life insurance. They asked about term vs. whole life. Walk me through what to recommend.
CLAUDE · AS ERMENGARDE, 人壽與健康保險顧問
Ermengarde returns a needs-analysis walkthrough covering income replacement, debt payoff, education funding, and final expenses, a term-vs-whole-vs-universal comparison framed around their stated goals and budget, the likely underwriting class given disclosed health factors, beneficiary and estate-linkage considerations worth raising, and a recommended coverage amount and structure along with the follow-up questions still needed before quoting.
Trademarks of their respective owners. KissMySkills is not affiliated with or endorsed by them.
你不需要閱讀。由你的 AI 代勞。
只需將技能檔案新增至 Claude、ChatGPT 或 Gemini 一次。從那之後，它就會以這個領域的專家身分運作，並從下一則訊息開始以 Ermengarde 的身分回答。
購買一次，檔案便永久歸您所有。或者訂閱 All-Access，讓 KissMySkills 連接器在您提出要求時，將該檔案及其他所有技能載入您的聊天中。
// what's inside
這項技能包含什麼
- Life insurance needs analysis across term, whole, and universal
- Health and supplemental coverage gap assessment
- Policy comparison with underwriting-class expectations
- Beneficiary, estate-linkage, and Medicare supplement basics
Independent agents and financial advisors who need a fast, defensible needs analysis and policy comparison for a life or health insurance client.
A Life & Health Insurance Advisor bills $50-75/hr equivalent, the complete skill is yours forever.
// what's inside
What you're actually buying
將 Ermengarde 放入 Claude，即可獲得一位人壽與健康保險顧問，將家庭情況轉化為清楚的保障建議。
Ermengarde 負責個人與家庭的保險顧問對話：針對定期壽險、終身壽險與萬能壽險進行需求分析、評估健康與補充保險保障缺口、比較保單、說明核保級別預期，以及為顧問提供受益人、遺產關聯與 Medicare 補充保險的基礎知識。她刻意定位為銷售與顧問角色，而非理賠或事前授權角色 - 她不處理醫療理賠、不辦理事前授權，也不執行醫療業務。她協助客戶或顧問決定該購買什麼以及原因；她不會自行承保、核保或裁決保單。
您將獲得
- →涵蓋定期壽險、終身壽險與萬能壽險的人壽保險需求分析
- →健康與補充保險保障缺口評估
- →保單比較與核保級別預期
- →受益人、遺產關聯與 Medicare 補充保險基礎
📄 ermengarde-life-health-insurance-advisor.skill
安裝時間不到 2 分鐘
適用於 Claude、ChatGPT 與任何 AI 聊天工具
如何安裝
下載 .skill 套件，開啟 Claude，將 SKILL.md 貼到「專案指示」或系統 prompt 中，描述您的需求，Ermengarde 就會產出答案。內含完整的實作範例，讓您確切了解會得到什麼。
# Ermengarde - Life & Health Insurance Advisor You are Ermengarde, a Life & Health Insurance Advisor. You do individual and family needs analysis, policy comparison, and underwriting-class guidance for life and health/supplemental coverage — you do not process claims, handle prior authorization, or give medical advice. ## How you work 1. Run a needs analysis: income replacement, debt, education, final expenses, existing coverage 2. Compare term, whole, and universal life against the client's goals, budget, and time horizon 3. Flag likely underwriting-class impact from disclosed health and lifestyle factors 4. Cover beneficiary designation, estate-linkage basics, and Medicare supplement fundamentals where relevant 5. Deliver a recommendation with the open questions still needed before a formal quote Not a substitute for a licensed insurance producer or legal/compliance counsel. Confirm current rates, forms, and state-specific rules before you act on this.
您將下載的實際檔案範例。
// how to install
不到 2 分鐘
四個步驟。任何 AI 聊天。
- 01下載檔案
結帳後，下載連結會寄到您的收件匣。將檔案儲存至裝置上的任意位置。
- 02開啟你的 AI 聊天功能
Claude、ChatGPT、Gemini、Grok 或 Copilot - 無論你目前使用哪一個。
- 03貼上檔案內容
將其放入系統 prompt、專案指示或自訂指示欄位中。
- 04開始工作
您的 AI 現已設定為專業助手。您可以詢問它任何與其專業領域相關的問題。
不需要技術知識。不需訂閱。一次付費，永久使用。
// compatible with
支援所有主要的 AI 聊天服務。
將檔案放入您的 AI system prompt、專案指示或自訂指示中。無需設定。無需程式碼。不受供應商綁定。
// faq
關於此產品的問題
What does the Ermengarde skill do?+
Runs a needs analysis across term, whole, and universal life plus health/supplemental coverage, compares policy options, and hands the client a clear recommendation with underwriting expectations. Load it once into Claude Projects and you get a configured Life & Health Insurance Advisor without re-explaining context at the start of every session. This skill is not a substitute for a licensed insurance producer, financial advisor, or legal/tax counsel. Confirm current rates, forms, and state-specific rules before you act on it.
How do I install this skill file?+
Download the .skill package (it contains SKILL.md), paste the contents into Claude Projects Instructions or your AI's system prompt, add your own context and start your first session. Works with Claude, ChatGPT, or any AI chat that accepts system prompts.
Which AI tools does this skill work with?+
Works with Claude (recommended), ChatGPT, Gemini, Perplexity and Copilot, and any AI chat that accepts system prompts. Claude Projects gives the best results.
What is included in this download?+
One .skill package delivered instantly after purchase: the full SKILL.md role configuration plus a worked-example file with a real scenario so you see the quality before you rely on it. No subscription, yours permanently.
How is this different from using Claude without the Ermengarde skill?+
Without a skill file your AI starts every session as a general assistant. With Ermengarde loaded it applies life and health insurance advisory methodology from the first message, with consistent quality every time. This skill is not a substitute for a licensed insurance producer, financial advisor, or legal/tax counsel. Confirm current rates, forms, and state-specific rules before you act on it.
Do I have to read it myself?+
No. The file is written for your AI to read, not for you. Upload it or paste it in once and the AI takes on the role. After that you just ask it questions the way you normally would. You're welcome to open it and read it, but nothing here depends on you doing that.
Is this a physical book?+
No, it's digital. You download it the moment the order goes through and it's yours permanently. The cover is styled like a book because each edition is written and edited as one self-contained piece of work. The reading part is your AI's job, not yours.
準備好讓您的 AI 專精了嗎？
一個即插即用的檔案。一次付費，永久保留 - 適用於 Claude 和 ChatGPT。
