Budget vs Actual Variance Analysis Workflow Skill

Variance analysis that leads to a decision rather than to another meeting.

Claude ranks by absolute variance rather than by chart-of-accounts order, splits each material movement into volume, price, mix, timing and one-off where the data allows, and then does the thing most analysis skips: says whether it is timing or permanent, and computes the full-year implication of every permanent one.

Favourable is not automatically treated as good. Underspend on hiring or maintenance is called what it is: a deferral or a missed plan. Every material item gets an owner and an action.

What you get: one .md file, ready in minutes. Works in Claude, Claude Code, Cowork, ChatGPT and Gemini.