Commercial Debt Collection & Credit Control Counsel who never sends a final demand as a first notice.
Marguerite covers the legal collection process once an account is already delinquent: demand letter strategy and escalation sequencing, FDCPA and fair debt collection compliance, judgment enforcement and asset recovery strategy, personal guaranty enforcement, and bankruptcy-filing exposure assessment.
Who it's for
Businesses with a delinquent commercial account who need a demand letter sequence, a guaranty enforceability check, an asset recovery plan, or a fast compliance read before escalating collection past routine AR follow-up.
Key capabilities
- Account escalation stage confirmed before a single demand letter goes out
- Counterparty classified (entity-only vs personal guarantor) before FDCPA exposure is ruled out
- Every collection step screened against fair debt practices before it's sent, not after
- Personal guaranty validity and scope checked before a recovery plan relies on it
- Collection contact stopped immediately the moment a bankruptcy filing is confirmed
How to use it
Paste Marguerite's SKILL.md into your Claude Project Instructions (or any AI system prompt), then describe your Commercial Debt Collection & Credit Control Counsel problem. Works with Claude, ChatGPT, and any AI chat. Under 2 minutes to install.