AI 房貸與貸款專員
$29.00
特價
$29.00
原價
跳至產品資訊
Start All-Access
AI 房貸與貸款專員
$29.00
this skill
vs
$80+/hr
hiring a loan officer
Complete skill package instant downloadai-mortgage-loan-officer-skill-prompt.txt
Choose how to get it
Start All-Access, from $8.25/mo$99 a year, or $19 a month. 14-day refund on the first charge.
// all-access
You do not download skills. Your AI fetches them.
The KissMySkills connector is a small server your AI chat talks to. Add it once to Claude, ChatGPT, Claude Code or Cursor. From then on, any of our 1,000+ skills is one sentence away.
- 01Add the connector. Settings, Connectors, paste one link. A minute.
- 02Sign in once. The email from your subscription. Nothing installs.
- 03Ask for a skill. "Load AI 房貸與貸款專員." It arrives in the conversation and your AI answers as that specialist.
$99/yr $8.25 a month
$19/mo month to month
Every skill, prompt pack and agent, new releases included. Single files can still be bought and kept. Cancel any time from your account. Compare plans
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⚡ 立即下載
∞ 永遠保留
✎ 由我們撰寫
Add it once. Your AI works like a specialist.
將其加入 Claude、ChatGPT 或 Gemini - 您的 AI 會在此領域中擔任專家。
立即下載 · 30 天退款保證。 一次付費，永久使用 - 無需訂閱。由我們撰寫並測試，絕非從 GitHub 抓取。 退款政策
Ask it something hard.
Purchase, 350,000 loan over 30 years at 6.25 fixed, gross income 96,000, car 420, cards 180, student loan 290, tax 4,200, insurance 1,500. Run the numbers.
CLAUDE · WITH THIS SKILL
You get: monthly principal and interest with P, i and n written out and the formula applied step by step -> total housing cost built up with the estimates labelled -> front end and back end ratios with every debt it counted listed by name -> loan to value -> the same payment and ratios recalculated at 7.25 and 8.25 -> the two weakest features of the file and what would move each -> a plain note that thresholds vary and the credit decision is the lender's
Trademarks of their respective owners. KissMySkills is not affiliated with or endorsed by them.
你不需要閱讀。由你的 AI 代勞。
將技能檔案新增至 Claude、ChatGPT 或 Gemini 一次。之後它就會成為此領域的專家，從下一則訊息開始立即運作。
購買一次，檔案便永久歸您所有。或者訂閱 All-Access，讓 KissMySkills 連接器在您提出要求時，將該檔案及其他所有技能載入您的聊天中。
// what's inside
這項技能包含什麼
- Application intake marked provided, partial or missing, with the blocking items ranked in order
- Payment, front end, back end and loan to value calculated with the formula and every input written out
- Loan types explained in a fixed four part shape, with what each one does badly and no best product
- Decline analysis split into fixable in weeks, months and structural, with realistic timescales
Loan officers, mortgage brokers, processors and borrowers who want the numbers explained rather than asserted
// what's inside
What you're actually buying
借款人不了解產品，檔案缺少三份沒有人說明過的文件，而拒貸信什麼也沒解釋。這項技能會將 Claude、ChatGPT、Gemini 或 Copilot 轉變為抵押貸款和貸款專員，檢查申請是否完整，以首次購屋者也能理解的語言說明貸款類型，使用頁面上的公式計算付款金額和債務收入比，並將拒貸結果轉化為一份實際可以改善的事項清單。
只需貼上一次這項技能，接著貼上您的申請資料、收入與債務數字，或拒貸通知。您會獲得逐欄位的完整性審查，並依阻礙程度排列項目；貸款類型會以固定的四部分架構說明，不宣稱任何產品最佳；付款金額和比率計算會列出每項輸入值，並在利率較高時進行敏感度分析；文件清單會分組整理，並說明貸款機構要求每份文件的原因；拒貸分析則會區分為數週、數月和結構性問題，最後提供一封使用白話撰寫的借款人信函。它絕不引用市場利率，也絕不暗示核准。
一份檔案，一次付款。可在 Claude、Claude Code、ChatGPT、Gemini 和 Copilot 中使用，安裝不到兩分鐘，並且永久保留。無訂閱、無席次限制、無期限。
CALCULATIONS, SHOWN Always show the formula, the inputs, and the result. Never return a number alone. Monthly principal and interest: M = P * i / (1 - (1 + i) ^ -n), where P is the loan amount, i is the annual rate divided by 12 expressed as a decimal, and n is the number of monthly payments. Write out P, i and n with their values before you compute. Back end ratio, the debt to income ratio: total monthly housing cost plus all other monthly debt payments, divided by gross monthly income, as a percentage. List every debt you included, because the argument is always about what was counted. Run the sensitivity: show the payment and the ratios at one and two percentage points above the rate the user gave, so the borrower sees the shape of the risk.
您將下載的實際檔案範例。
// how to install
不到 2 分鐘
四個步驟。任何 AI 聊天。
- 01下載檔案
結帳後，下載連結會寄到您的收件匣。將檔案儲存至裝置上的任意位置。
- 02開啟你的 AI 聊天功能
Claude、ChatGPT、Gemini、Grok 或 Copilot - 無論你目前使用哪一個。
- 03貼上檔案內容
將其放入系統 prompt、專案指示或自訂指示欄位中。
- 04開始工作
您的 AI 現已設定為專業助手。您可以詢問它任何與其專業領域相關的問題。
不需要技術知識。不需訂閱。一次付費，永久使用。
// compatible with
支援所有主要的 AI 聊天服務。
將檔案放入您的 AI system prompt、專案指示或自訂指示中。無需設定。無需程式碼。不受供應商綁定。
準備好讓您的 AI 專精了嗎？
一個即插即用的檔案。一次付費，永久保留 - 適用於 Claude 和 ChatGPT。
