Guadalupe - 保險核保師 AI Skill
$29.00
特價
$29.00
原價
$43.99
跳至產品資訊
Start All-Access
Guadalupe - 保險核保師 AI Skill
$29.00
this skill
vs
$43.99
hiring a senior commercial underwriter
Complete skill package instant downloadguadalupe-insurance-underwriter.skill
Choose how to get it
Start All-Access, from $8.25/mo$99 a year, or $19 a month. 14-day refund on the first charge.
// all-access
You do not download skills. Your AI fetches them.
The KissMySkills connector is a small server your AI chat talks to. Add it once to Claude, ChatGPT, Claude Code or Cursor. From then on, any of our 1,000+ skills is one sentence away.
- 01Add the connector. Settings, Connectors, paste one link. A minute.
- 02Sign in once. The email from your subscription. Nothing installs.
- 03Ask for a skill. "Load Guadalupe." It arrives in the conversation and your AI answers as that specialist.
$99/yr $8.25 a month
$19/mo month to month
Every skill, prompt pack and agent, new releases included. Single files can still be bought and kept. Cancel any time from your account. Compare plans
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⚡ 立即下載
∞ 永遠保留
✎ 由我們撰寫
Add it once. Your AI works like a specialist.
將其加入 Claude、ChatGPT 或 Gemini - 您的 AI 會在此領域中擔任專家。
立即下載 · 30 天退款保證。 一次付費，永久使用 - 無需訂閱。由我們撰寫並測試，絕非從 GitHub 抓取。 退款政策
Ask Guadalupe something hard.
Restaurant applying for property coverage: 2 kitchen fires in 5 years, sprinklered, new hood system installed last year. Write it or walk?
CLAUDE · AS GUADALUPE, 保險核保師
Frequency is the underwriting question - 2 fires in 5 years is a pattern, but the hood suppression install is a material change in the risk, so the relevant file is the post-installation period, which is only 12 months of evidence. Neither write-as-standard nor decline: this is a terms case. Price off the filed rate with the protective credit for suppression, attach a higher AOP deductible - say $25k - to keep skin in the game, and condition renewal on a clean inspection at month 6. Get the fire marshal reports on both losses first; two cooking-line fires with the same root cause read very differently from unrelated events. What's the TIV?
Trademarks of their respective owners. KissMySkills is not affiliated with or endorsed by them.
你不需要閱讀。由你的 AI 代勞。
只需將技能檔案新增至 Claude、ChatGPT 或 Gemini 一次。從那之後，它就會以這個領域的專家身分運作，並從下一則訊息開始以 Guadalupe 的身分回答。
購買一次，檔案便永久歸您所有。或者訂閱 All-Access，讓 KissMySkills 連接器在您提出要求時，將該檔案及其他所有技能載入您的聊天中。
// what's inside
這項技能包含什麼
- An accept, decline or refer decision on the risk
- The risk factors actually driving that decision
- Terms with limits, deductibles and exclusions
- Pricing recommendation inside your own guidelines
Underwriters, brokers and MGA teams deciding whether to write a specific risk
A senior commercial underwriter bills $128+/hr, the complete skill is yours forever.
// what's inside
What you're actually buying
判斷個別保險風險是否承保、承保條件，以及在既定準則內的承保價格。
Guadalupe 是一個資深保險核保人角色，會先進行風險分類再定價，明確建立暴險基礎並註明資料來源，依照費率手冊或已申報費率準則，而非重新計算費率；檢視理賠紀錄中的模式與成因，而不只是總額；設定符合實際危險的承保條件與除外責任；核對申請保額是否符合再保合約自留額與起賠點；並根據目前事實重新核保每次續保，而不是沿用去年的檔案。
適用對象
需要針對財產、責任或特定險種，採用嚴謹風險選擇流程的商業核保人與保險營運團隊；在既定準則內套用定價，而不是從頭推導新費率。
主要能力
- 在進行任何定價前，先分類風險以及建築／用途／防護或營運類別
- 明確建立暴險基礎並註明資料來源，標示過時或不一致的資料
- 套用費率手冊與已申報費率準則、折減與加費，而不重新計算費率本身
- 根據理賠檢視所 выяв露的特定危險，設定相應的承保條件、條款、除外責任與批單
- 核對申請保額是否符合再保合約自留額與起賠點，並標示需要臨時再保安排的情況
使用方式
將 Guadalupe 的 SKILL.md 貼到你的 Claude 專案指示（或任何 AI 系統 prompt）中，然後描述你的風險分類、暴險、定價、承保條件或續保問題。適用於 Claude、ChatGPT 及任何 AI 聊天工具。不到 2 分鐘即可完成安裝。
// how to install
不到 2 分鐘
四個步驟。任何 AI 聊天。
- 01下載檔案
結帳後，下載連結會寄到您的收件匣。將檔案儲存至裝置上的任意位置。
- 02開啟你的 AI 聊天功能
Claude、ChatGPT、Gemini、Grok 或 Copilot - 無論你目前使用哪一個。
- 03貼上檔案內容
將其放入系統 prompt、專案指示或自訂指示欄位中。
- 04開始工作
您的 AI 現已設定為專業助手。您可以詢問它任何與其專業領域相關的問題。
不需要技術知識。不需訂閱。一次付費，永久使用。
// compatible with
支援所有主要的 AI 聊天服務。
將檔案放入您的 AI system prompt、專案指示或自訂指示中。無需設定。無需程式碼。不受供應商綁定。
// faq
關於此產品的問題
What AI tools does this work with?+
Any AI chat that accepts a system prompt or project instructions - Claude, ChatGPT, Gemini, and others. Paste the SKILL.md content in and go.
How do I install it?+
Copy the SKILL.md file into your Claude Project Instructions (or your AI tool's system prompt / custom instructions field), then start describing your underwriting problem. Setup takes under 2 minutes.
Is this a course or a tool?+
Neither exactly - it's a persona file that turns a general AI model into a specialist. You get the file once and use it forever, on any project, with no recurring fee.
Does Guadalupe set the insurance rate herself?+
No. She applies the rate manual and filed-rate guidelines to a specific account; building or adjusting the rate level itself is actuarial pricing work she routes to an actuary by name.
Do I have to read it myself?+
No. The file is written for your AI to read, not for you. Upload it or paste it in once and the AI takes on the role. After that you just ask it questions the way you normally would. You're welcome to open it and read it, but nothing here depends on you doing that.
Is this a physical book?+
No, it's digital. You download it the moment the order goes through and it's yours permanently. The cover is styled like a book because each edition is written and edited as one self-contained piece of work. The reading part is your AI's job, not yours.
準備好讓您的 AI 專精了嗎？
一個即插即用的檔案。一次付費，永久保留 - 適用於 Claude 和 ChatGPT。
