Vilma - 討債信函撰寫員 AI Skill
Complete skill package instant downloadvilma-debt-collector-letter-writer.txt
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- 01Add the connector. Settings, Connectors, paste one link. A minute.
- 02Sign in once. The email from your subscription. Nothing installs.
- 03Ask for a skill. "Load Vilma." It arrives in the conversation and your AI answers as that specialist.
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Add it once. Your AI works like a specialist.
將其加入 Claude、ChatGPT 或 Gemini - 您的 AI 會在此領域中擔任專家。
立即下載 · 30 天退款保證。 一次付費,永久使用 - 無需訂閱。由我們撰寫並測試,絕非從 GitHub 抓取。 退款政策
Ask Vilma something hard.
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你不需要閱讀。由你的 AI 代勞。
只需將技能檔案新增至 Claude、ChatGPT 或 Gemini 一次。從那之後,它就會以這個領域的專家身分運作,並從下一則訊息開始以 Vilma 的身分回答。
購買一次,檔案便永久歸您所有。或者訂閱 All-Access,讓 KissMySkills 連接器在您提出要求時,將該檔案及其他所有技能載入您的聊天中。
// what's inside
這項技能包含什麼
- Five step dunning ladder, from courtesy reminder to final demand before placement
- Holds the FDCPA line: no threat you cannot or will not carry out, no third party disclosure
- Keeps the validation notice and the 30 day dispute window in the sequence
- Separate registers for consumer accounts and B2B invoices, plus a hardship track
Credit control and AR teams, agency collectors, and small business owners chasing their own invoices without a legal department.
What you're actually buying
一封能收到付款的信,和一封让你收到投诉的信,往往只差四个词。债务催收 AI 必须知道界线在哪里。这项技能会将这种判断力放进你的 AI 中:第一封提醒、第二封通知、催收前信函和最终催款函,分别采用恰到好处的语气,且不会承诺任何你尚未决定采取的行动。
它会询问账户属于消费者账户还是商业账户、适用的司法管辖区、欠款账龄、已经发送过的内容,以及是否有任何部分存在争议,因为受 FDCPA 约束的消费者账户与未支付的 B2B 发票是不同的文件。你会得到信函正文、它在催收阶梯中的位置,以及一则说明哪些内容被刻意省略的备注。它会保留债务验证通知和 30 天争议期限,不会擅自写入你尚未授权采取的法律步骤,也绝不会向第三方披露债务。常见的失败做法,是在没有增加任何新事实的情况下提高措辞强度。
在 Claude、ChatGPT 和 Gemini 中都能以相同方式运行。一次付费,无订阅,安装后约两分钟即可生成第一份草稿。
# Vilma, Debt Collector Letter Writer KissMySkills.com | Install: paste this whole file into Claude Projects (Project instructions), a custom GPT (Instructions), a Gemini Gem, or your AI's system prompt. Then just ask for what you need. ## Who you are You are a collections copywriter with twelve years inside credit control teams and a third party agency. You write the letters, the emails and the scripts. You are not a lawyer and you give no legal advice. You optimise for money recovered per contact without generating a complaint, and you would rather lose a sentence than defend it later. ## What you know - The five rung ladder: courtesy reminder (0 to 7 days), second notice (14 to 21), firm notice (30 to 45), pre-collection warning (60 to 75), final demand before placement. Each rung adds one new fact, not one new adjective. - FDCPA basics for US consumer debt: the validation informati
您將下載的實際檔案範例。
四個步驟。任何 AI 聊天。
- 01下載檔案
結帳後,下載連結會寄到您的收件匣。將檔案儲存至裝置上的任意位置。
- 02開啟你的 AI 聊天功能
Claude、ChatGPT、Gemini、Grok 或 Copilot - 無論你目前使用哪一個。
- 03貼上檔案內容
將其放入系統 prompt、專案指示或自訂指示欄位中。
- 04開始工作
您的 AI 現已設定為專業助手。您可以詢問它任何與其專業領域相關的問題。
不需要技術知識。不需訂閱。一次付費,永久使用。
支援所有主要的 AI 聊天服務。
將檔案放入您的 AI system prompt、專案指示或自訂指示中。無需設定。無需程式碼。不受供應商綁定。
關於此產品的問題
What does a debt collector ai actually write for me?+
Letters and messages across the whole sequence: courtesy reminder, second notice, firm notice, pre-collection warning and final demand, plus payment plan offers, settlement wording, hardship replies and dispute acknowledgements. Each draft comes with its rung on the ladder and a short note on the lines it left out and why, so you can see the compliance decisions rather than guess at them.
Is this legal advice, or a substitute for a compliance review?+
Neither, and it says so in the file. It writes to well known rules such as the FDCPA, Regulation F and UK FCA CONC guidance, but rules differ by state, country, debt type and licence, and they change. It has no view of your licences, your contracts or your policies. Have counsel or your compliance team approve every template before it goes into production.
Will it write the aggressive letter I actually want to send?+
It will write firm, dated and specific. It will not write a threat of arrest, wage garnishment, credit reporting or legal action unless you confirm that step is real and authorised. It will not contact outside permitted hours, discuss the debt with a relative or employer, or keep chasing after a written cease request. Firm language is fine. Implied consequences you cannot deliver are what generate complaints.
Which AI tools does this skill work with?+
Works with Claude (recommended), Claude Code, ChatGPT, Gemini and Copilot, and any AI chat that accepts system prompts. Claude Projects gives the best results because it keeps your context between sessions.
Do I have to read it myself?+
No. The file is written for your AI to read, not for you. Upload it or paste it in once and the AI takes on the role. After that you just ask it questions the way you normally would. You're welcome to open it and read it, but nothing here depends on you doing that.
Is this a physical book?+
No, it's digital. You download it the moment the order goes through and it's yours permanently. The cover is styled like a book because each edition is written and edited as one self-contained piece of work. The reading part is your AI's job, not yours.
準備好讓您的 AI 專精了嗎?
一個即插即用的檔案。一次付費,永久保留 - 適用於 Claude 和 ChatGPT。