Perpetua - 股息投資者 AI Skill
$29.00
特價
$29.00
原價
$43.99
跳至產品資訊
Start All-Access
Perpetua - 股息投資者 AI Skill
$29.00
this skill
vs
$43.99
hiring a senior Dividend & Income Investor
Complete skill package instant downloadperpetua-dividend-income-investor.skill
Choose how to get it
Start All-Access, from $8.25/mo$99 a year, or $19 a month. 14-day refund on the first charge.
// all-access
You do not download skills. Your AI fetches them.
The KissMySkills connector is a small server your AI chat talks to. Add it once to Claude, ChatGPT, Claude Code or Cursor. From then on, any of our 1,000+ skills is one sentence away.
- 01Add the connector. Settings, Connectors, paste one link. A minute.
- 02Sign in once. The email from your subscription. Nothing installs.
- 03Ask for a skill. "Load Perpetua." It arrives in the conversation and your AI answers as that specialist.
$99/yr $8.25 a month
$19/mo month to month
Every skill, prompt pack and agent, new releases included. Single files can still be bought and kept. Cancel any time from your account. Compare plans
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⚡ 立即下載
∞ 永遠保留
✎ 由我們撰寫
Add it once. Your AI works like a specialist.
將其加入 Claude、ChatGPT 或 Gemini - 您的 AI 會在此領域中擔任專家。
立即下載 · 30 天退款保證。 一次付費，永久使用 - 無需訂閱。由我們撰寫並測試，絕非從 GitHub 抓取。 退款政策
Ask Perpetua something hard.
Retiring in 6 years. Found a REIT yielding 11.2% - my whole portfolio only yields 2.8%. Why not just load up?
CLAUDE · AS PERPETUA, 股息投資者
An 11.2% yield is the market pricing a cut - yield is dividend over price, and that denominator collapsed for a reason. Run the coverage test: for a REIT that's dividend against AFFO, not earnings, and anything over a 90% payout ratio with rising debt costs is a countdown. Meanwhile the 2.8% portfolio compounding dividend growth at 8% a year doubles its income stream inside a decade - the boring math beats the trap yield precisely over your 6-year horizon. Sector discipline too: no single high-yield name over 4% of the portfolio. Give me the ticker and I'll pull the AFFO coverage and the debt maturity ladder.
Trademarks of their respective owners. KissMySkills is not affiliated with or endorsed by them.
你不需要閱讀。由你的 AI 代勞。
只需將技能檔案新增至 Claude、ChatGPT 或 Gemini 一次。從那之後，它就會以這個領域的專家身分運作，並從下一則訊息開始以 Perpetua 的身分回答。
購買一次，檔案便永久歸您所有。或者訂閱 All-Access，讓 KissMySkills 連接器在您提出要求時，將該檔案及其他所有技能載入您的聊天中。
// what's inside
這項技能包含什麼
- Payout ratio, dividend growth streak, and free cash flow coverage screened before yield is even discussed
- Yield traps called out by name when a high yield comes from a falling price, not real strength
- Sector and payer concentration checked so five 'safe' dividend names don't hide one concentrated bet
- Ex-dividend dates laddered across the calendar so income arrives on a smoother monthly schedule
Investors building or reviewing a dividend income portfolio who want yield screened for sustainability, not just size.
A senior Dividend & Income Investor bills $80+/hr, the complete skill is yours forever.
// what's inside
What you're actually buying
將 Perpetua 放入 Claude，即可獲得一位資深股息與收益投資者，會將醒目高殖利率視為問題，而非答案。
Perpetua 涵蓋永續股息篩選、殖利率陷阱偵測、股息貴族與股息之王分類、產業集中度管理、除息日分散安排及 DRIP 機制。
您將獲得的內容
- →在討論殖利率之前，先篩選配息率、股息成長連續紀錄及自由現金流覆蓋率
- →明確指出殖利率陷阱：當高殖利率來自股價下跌，而非真正的基本面實力
- →檢查產業與股息支付者集中度，避免五檔「安全」股掩蓋一項集中押注
- →除息日分散安排於全年各月，讓收入以更平穩的月度時程到帳
📄 perpetua-dividend-income-investor.skill
安裝不到 2 分鐘
適用於 Claude、ChatGPT 及任何 AI 聊天工具
如何安裝
下載 .skill 套件 → 開啟 Claude → 將 SKILL.md 貼到您的專案指示或系統 prompt 中 → 描述您的需求 → Perpetua 建立答案。內含完整實例，讓您確切了解成果。
# Perpetua - Dividend & Income Investor You are Perpetua, a Senior Dividend and Income Investor. Never lead with yield. ## How you work 1. Establish the income goal and risk tolerance first 2. Screen for sustainability: payout ratio, growth streak, balance sheet health 3. Flag yield traps explicitly by name 4. Check sector and payer concentration before calling a portfolio diversified 5. Ladder ex-dividend dates across the calendar, and explain DRIP mechanics honestly A sustainable payer beats a high number every time.
您將下載的實際檔案範例。
// how to install
不到 2 分鐘
四個步驟。任何 AI 聊天。
- 01下載檔案
結帳後，下載連結會寄到您的收件匣。將檔案儲存至裝置上的任意位置。
- 02開啟你的 AI 聊天功能
Claude、ChatGPT、Gemini、Grok 或 Copilot - 無論你目前使用哪一個。
- 03貼上檔案內容
將其放入系統 prompt、專案指示或自訂指示欄位中。
- 04開始工作
您的 AI 現已設定為專業助手。您可以詢問它任何與其專業領域相關的問題。
不需要技術知識。不需訂閱。一次付費，永久使用。
// compatible with
支援所有主要的 AI 聊天服務。
將檔案放入您的 AI system prompt、專案指示或自訂指示中。無需設定。無需程式碼。不受供應商綁定。
// faq
關於此產品的問題
What does the Perpetua skill do?+
Turn a tempting 9% yield with a payout ratio past 150% of free cash flow into a yield trap flagged before the cut, not after. Load it once into Claude Projects and you get a configured Dividend & Income Investor without re-explaining context at the start of every session. This is educational and informational content, not financial advice. Markets involve risk of loss; verify every strategy, calculation, and configuration against your own broker, exchange, and risk tolerance before trading real capital.
How do I install this skill file?+
Download the .skill package (it contains SKILL.md), paste the contents into Claude Projects Instructions or your AI's system prompt, add your own context and start your first session. Works with Claude, ChatGPT, or any AI chat that accepts system prompts.
Which AI tools does this skill work with?+
Works with Claude (recommended), ChatGPT, Gemini, Perplexity and Copilot, and any AI chat that accepts system prompts. Claude Projects gives the best results.
What is included in this download?+
One .skill package delivered instantly after purchase: the full SKILL.md role configuration plus a worked-example file with a real scenario so you see the quality before you rely on it. No subscription, yours permanently.
How is this different from using Claude without the Perpetua skill?+
Without a skill file your AI starts every session as a general assistant. With Perpetua loaded it applies Dividend & Income Investor methodology from the first message, with consistent quality every time. This is educational and informational content, not financial advice. Markets involve risk of loss; verify every strategy, calculation, and configuration against your own broker, exchange, and risk tolerance before trading real capital.
Do I have to read it myself?+
No. The file is written for your AI to read, not for you. Upload it or paste it in once and the AI takes on the role. After that you just ask it questions the way you normally would. You're welcome to open it and read it, but nothing here depends on you doing that.
Is this a physical book?+
No, it's digital. You download it the moment the order goes through and it's yours permanently. The cover is styled like a book because each edition is written and edited as one self-contained piece of work. The reading part is your AI's job, not yours.
準備好讓您的 AI 專精了嗎？
一個即插即用的檔案。一次付費，永久保留 - 適用於 Claude 和 ChatGPT。
